If GPs are contracted in to a medical scheme network, they might be pressurised to recommend cheaper treatment options and medications, say SA health bodies. The Board of Healthcare Funders (BHF) and the IPA Foundation (IPAF) is extremely concerned at the comments made recently by the Health Professions Council of South Africa concerning Designated Service..
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Is your GP contracted in to a medical scheme network?
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Most affordable medical aid schemes and hospital plans in South-Africa for 2017
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The medical aid industry saw a massive shake-up in April as National Treasury introduced new regulations which will see a limit on the amount of gap cover and hospital cash-back policies you can claim, as well as the discontinuation of all primary healthcare policies. This is was done in an effort to differentiate between “medical..
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Why opting out for a cheaper medical cover can cost you in the long run
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Medical cover is expensive, and getting more so every year. Unfortunately this could mean we opt for lower monthly premiums that could mean you aren’t covered in the event of an expensive procedure. The South African Society of Anaesthesiologists (SASA) is advising South Africans to consider the multiple factors affecting cover when choosing access to..
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With winter around the corner, you need to know what flu really feels like !!!
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You’re sneezy, stuffed up, and feel bad all over. Is it a cold, or do you have the flu? The symptoms can be a lot alike. But if you know the warning signs of the flu, you can get treatment quickly and work on feeling better, sooner. What You Need to Know Unlike a cold,..
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Have you factored in medical expenses into your retirement savings?
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People often believe that if you gather significant assets during your lifetime and put enough into your retirement or pension fund during your career, you don’t have to worry about living comfortably in your later years. But in an environment where medical costs are rising and markets are constantly fluctuating, is that really true? Here’s..
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The case for a restricted medical scheme
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With the sustainability of medical schemes coming under increasing scrutiny, many companies may be left wondering whether offering restricted medical scheme membership to their employees is still a viable benefit. Restricted membership medical schemes – those not open to the public and where membership eligibility is dependent on working in a certain industry sector, company,..
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Manage your medical expenses during winter season to obtain optimal value
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To obtain optimal value from your medical scheme plan, it’s critical to fully understand the scope of benefits it offers and to manage those prudently. To obtain optimal value from your medical scheme plan, it’s critical to fully understand the scope of benefits it offers and to manage those prudently. It’s an especially important consideration..
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Desperately seeking: A viable healthcare payment system
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South Africa’s private healthcare sector is under severe pressure, particularly with rampant inflation tracking at rates higher than CPI, creating a system that will eventually, in the not too distant future, become unsustainable. In fact, at the end of last year, most of the country’s medical aids announced double-digit premium increases for 2017. “Issues that..
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What to consider when deciding on a medical scheme
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Are your health insurance costs too high? Try decoding your medical aid terms and conditions and associated costs to make sure that it works for you. “While health insurance is important, it comes at a cost that is rapidly rising. Unfortunately for the consumer, this affects medical scheme membership contribution rates, and the increases of..
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Medical aid members still have to dig deep in their pockets
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Despite having medical aid, many members still have to fork out chunks of money out of their own pocket for healthcare products and services. “In South Africa, healthcare services and products is provided by parallel running public and private healthcare systems. Even though private healthcare is only available to a very small section of the..
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